Tax-first retirement planning · Birmingham, Alabama
Tax may be one of your largest
expenses in retirement.
Many pre-retirees know about Roth conversions.
Fewer know when, how much, or in what order.
The Retirement Tax Diagnostic™ shows you the number many retirement plans never calculate: your household’s projected lifetime federal tax bill, built from your own figures.
No cost. No obligation. No decision required.
The impending tax liability
You did what you were told. Funded the 401(k). Deferred the tax. That advice was sound, for the era it was written in.
The tax bill didn’t disappear. It moved. Into retirement, paid in pieces, year by year, and rarely added up.
Your plan measured the portfolio.
Did it measure the tax?
The path you’re on. A projection climbs year by year; the Diagnostic adds it up.
Who we are
An independent financial advisor
working tax-first.
Red Mountain Financial is in Birmingham. We work on the next thirty years, not last year’s return. A different discipline than filing, and one few households have.
When we build a plan, an independent CPA reviews the tax work before it reaches you: a second, independent set of eyes on the numbers.
Where to start
Find the right first step.
Just exploring
Learn first.
Read the articles and the client case studies, or subscribe to the Red Mountain Review, our newsletter. Plain-English, on your own time.
Want a closer look
See your map.
The Retirement Map™ is a short, personalized tool that shows when your key retirement decisions fall. No conversation required.
Ready to see it
See your number.
The Retirement Tax Diagnostic™ shows your household’s projected lifetime tax bill, in your own figures. One conversation. You leave with the number.
No cost. No obligation.
See your number.
It answers one question: if nothing changes, what is your household projected to pay?
Get your Retirement Tax DiagnosticNo cost. No obligation. No decision required.